Sources
1. Harimurti, P., Pambudi, E., Pigazzini, A., & Tandon, A. (2013). The Nuts & Bolts of Jamkesmas, Indonesia’s Government-Financed Health Coverage Program for the Poor and Near-Poor. UNICO Studies Series. No. 8. Washington DC. World Bank. https://openknowledge.worldbank.org/handle/10986/13304 License: CC BY 3.0 IGO.
2. Selvaraj, S., & Karan, A. K. (2012). Why publicly-financed health insurance schemes are ineffective in providing financial risk protection. Economic and Political Weekly, 60-68.
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Note: this paper is publicly available & won’t pass Turnitin. It can be used just for inspiration.

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